If FBCS is contacting you nonstop, you may be facing illegal debt collection harassment. The Fair Debt Collection Practices Act (FDCPA) protects consumers from repeated or excessive phone calls, especially when collectors call multiple times a day or at inconvenient hours. Debt collectors also cannot threaten lawsuits, wage garnishment, or arrest unless those actions are legal and gen... https://protectionforconsumers.com/top-consumer-protection-lawyer-services-safeguard-your-rights-today/